Frequently Asked Questions

Belk is a department store that dates back to 1888. There are approximately 300 Belk stores in 16 different states, and these stores sell a wide variety of products, including men’s, women’s, and children’s clothing. bed and bath articles; home furniture; Format; jewelry and accessories; and more.

Belk-Credit-Card

Frequently Asked Questions

What are the benefits of a Belk credit card?

Repayment is based on the amount of money you spend each year. Get 3% back on your Belk card when you spend less than $600 a year. Get 4% back when you spend between $600 and $1,499 and 5% back when you spend $1,500 or more. Reaching the highest level entitles you to free shipping and 20% off days.

What is the Annual Percentage Rate (APR) on a Belks Credit Card?

The annual percentage rate (APR) for Belk credit card transactions is 25.49%.

Is there an annual fee?

The Belk credit card has no annual fee.

Is there a late fee?

Depending on your Belk payment history, you will be charged a late fee of $27 or $38.

Does Belk provide contact information?

According to our records, Belk does not currently offer contact information availability. See the full discussion for more information.

Does Belk offer gift cards?

Yes, starting March 12, 2021, Belk will support gift cards. See the topic for more details.

Does Belk offer order tracking?

Yes, de-Belk supports order tracking. See the topic for more details.

Does Belk allow order changes and cancellations?

According to our records, Belk does not currently have a change or cancellation policy. See the full discussion for more information.

Does Belk offer loyalty programs?

Yes, starting May 2, 2021, Belk will offer loyalty programs.