Mastercard Belk Rewards is accepted wherever Mastercard is accepted. The Belk Rewards Card is only accepted at Belk, either online or in-store. Unless you know which credit card you’re going to get, you don’t know which credit card you’re going to get, so you may end up with a card that can only be used in a store.


Know The Portal Advantages

Reward Points

With your Belk Credit Card, you’ll earn one point for every dollar you spend. All the points you collect and accumulate can earn you a reward later on. When you accumulate 400 points, you get $10 back. There is no doubt that although the amount may not seem like much, it all adds up over the long run. It gives you even more value for your money when you combine that with the 20% discount, which allows you to save even more.

Annual Fee

One of the best things about a Belk credit card is that you don’t have to pay an annual fee. When you shop until you drop, you will not have to worry about your credit limit being reduced because of annual fees being deducted from it when you shop until you drop. Belk does not charge an annual fee, unlike many other credit cards.

Reduction Days

In addition to the 20% discount you receive every day, you also have access to special discount days for cardholders. Cardholders have 35 days off throughout the year. In the end, these discount days just mean more savings for you. It is definitely a win-win situation that only cardholders can benefit from.

Excellent Security

You shall not be held responsible for any fraudulent activity that may occur using your credit card. A zero fraud liability policy applies to Belk Credit Cards, which means you are not responsible for unauthorized charges to your credit card. Your purchases are protected every time you use your card.

Most loyalty cards don’t have an annual fee, so this particular feature doesn’t make the Belk loyalty card stand out from the crowd. However, the lack of fees makes it easier to justify opening a credit card just for purchases from a single retailer.