William Henry Belk is believed to have founded the Belk Department Store in Charlotte, North Carolina in 1888. Founded in 1989, the store has been in business for more than a decade and a half and currently has around 300 stores in 16 states. in the United States and growing rapidly.


Over the years, Belk has made numerous features available to its customers to make their shopping experience more enjoyable. For example, they recently developed the Belk credit card. The store introduced credit cards to simplify the payment process for shoppers.

Synchrony Bank issues Belk Rewards Mastercard under license from Mastercard International Incorporated. Mastercard and the circle design are registered trademarks of Mastercard International Incorporated. + View offer details.

Your Belk credit card automatically exchanges your points for Belk Reward Dollars when you earn enough points. A total of ten Belk Reward Dollars will be awarded for every 1,000 points earned, divided into increments of 10 for every 1,000 points earned. Any remaining points will roll over to the next billing cycle if there are points remaining.


Regular shoppers who spend a lot of money in-store may find this card to be a great savings tool, but the card’s 25.49% APR means these shoppers need to be careful not to take a month of credit with them.

To fulfill the contract, you must make a minimum payment of the following amount. A number greater than 1 is considered the largest number. You will be billed $29 (including overdue amounts) or $40 (including overdue amounts) if you have not paid at least the full minimum payment due on the due date during one or more of the previous six billing cycles.